Now, earn 5x the national average savings rate with StashAway Simple™

StashAway Academy

With StashAway Academy’s wide range of personal finance and investing courses and events in your hands, you can finally make financial decisions with confidence.

StashAway Management (DIFC) Limited is regulated by the DFSA (license number F006312).

New at StashAway

Build Better Financial Habits

With Nir Eyal, Wall Street Journal bestselling author of Indistractable

Pouring that perfect cuppa didn’t happen in a day. Nor did that perfect downward dog. But the right habits go a long way to getting you there – in your life and finances.

Nir Eyal writes, consults, and teaches about the intersection of psychology, technology, and business. Indistractable has received critical acclaim, winning the Outstanding Works of Literature Award, and was named one of the Best Personal Development Books of the Year by Audible.

We've partnered with Nir to get his best, science-backed tips. Watch the short, 5-part miniseries in the app or on our website.

Watch the series

How to Build Better Financial Habits | Part 1

How to Build Better Financial Habits | Part 2

How to Build Better Financial Habits | Part 3

How to Build Better Financial Habits | Part 4

How to Build Better Financial Habits | Part 5

Upcoming events

Take your financial education wherever you go

We know it isn’t easy to find the time to take a course. And now you don’t have to. With the StashAway app, take your courses with you, and squeeze them into your schedule any time, any place. And yes, all of our courses are completely free. You don’t even have to invest.

Download our mobile app

Take your financial education wherever you go

StashAway Academy Curriculum

Basic courses

Financial Planning Basics

In Financial Planning Basics, learn how to tailor your financial plan to your individual preferences and goals. Whether your goal is to buy a house or save more money, there are essential steps in financial planning that will set you up to take control of your personal finances.

By the end of the seminar, you’ll be equipped to do the following:

Determine your current financial standing
Set up a budget that reflects your current and future priorities
Specify and prioritise your life goals and assess how much they will cost to achieve
Develop a strategic action plan to reach your goals
Set up cost-effective safety nets for you and your loved ones
Review and revise your financial plan along the way
Understand basic investing terms (to be continued in Investing Basics)

Investing Basics

There's plenty of investment advice and types of investments out there, so how should you decide how to start investing? Whether you’re a beginner in investing, or you want solidify your understanding of investing, this seminar will equip you with the information you need to feel comfortable making the best investment decisions for yourself.

What we’ll cover:

The differences between various asset classes
What a balanced portfolio should look like
What you should consider before making an investment
Understanding your personal risk preferences
Why your investment timeline is important
Do-it-yourself investing versus having a portfolio manager
Dollar-cost Averaging versus Timing the market

Intermediate courses

How to Invest (The Right Way) with ETFs

If you’ve ever spent any time looking into investment options, you’ve probably come across Exchange-traded Funds (ETFs). A quick search online will tell you that an ETF is an investment tool that tracks an index, and is traded like a stock. In the last decade, ETFs have become increasingly popular because they provide such diversified exposure. But, not all ETFs are created equally, and portfolio managers approach investing with ETFs in different ways.

What we’ll cover:

What are ETFs?
The wide range of ETFs
ETFs vs Unit Trusts
How to evaluate ETFs to decide which ETFs to invest in
How ETFs fit into a passive investment strategy

How to Plan for Your Retirement

It's never too soon to start planning and saving for your retirement. What do you want your retirement to look like? Do you want to travel a lot? Stay home and help raise the grandkids? Here, we'll teach you how to confidently prepare for your retirement, going through the various retirement vehicles in the UAE, such End of Service Benefits and Pension Schemes, and guide you to create an effective retirement plan that brings peace of mind.

What we’ll cover:

How much money you’ll need for your retirement
Identify sources of funds for your retirement
How you can prepare for retirement with your current savings
How to calculate your End of Service Benefit or Pension Scheme

Advanced courses

A Deep Dive into StashAway’s Asset Allocation Investment Framework

Robo-advisors have become popular around the world largely due to their low fees, accessibility, and convenience. We've taken these value propositions up a notch: Our proprietary risk-management investment strategy, ERAA® (Economic Regime-based Asset Allocation) sets it apart from other financial advisors and robo-advisors in that it systematically maximises returns while minimising risk. The technology that powers the framework uniquely makes strategic asset allocation decisions based on thousands of macro-economic data points instead of securities selection.

Join us as we explain what sets our framework apart from other investment managers, and what that means for your portfolios.

What we’ll cover:

The differences between securities selection (also known as ‘stock picking’) and asset allocation
The economic data that StashAway uses to make unbiased, informed, and long-term investment decisions
The StashAway Risk Index and our emphasis on risk-management
Expected returns

Deep Dive: Bonds as an Asset Class

Bonds are a key element in any investor’s asset allocation toolbox. But, they generally don’t receive the same level of attention as stocks do, and yet the bond market is significantly larger than the equity market. Bonds are an extremely diverse asset class with various types of instruments that can perform different roles in an investor’s portfolio.

What we’ll cover:

An introduction to bonds, including types of issuers and structures
Bond yields and the price-yield relationship
Duration & convexity
Understanding the yield curve
How bonds can be an attractive addition to a portfolio

International Diversification and FX Hedging

The FX market is the largest and most liquid market in the world. Whether you invest in a global portfolio, transfer money to relatives abroad, or travel to an exotic destination, you'll need to consider the effect of currency exchange. Luckily, there are ways to measure and control your currency exposure, both in investing and in your day-to-day life.

What we’ll cover:

Introduction to the FX market and currency pairs
Understanding your personal currency exposure
Home bias
How to hedge against currency fluctuations

What is your Financial Plan B?

Having effective safety nets in place is a key component in any financial plan, and here, we’ll walk you through how you can take a proactive role in your financial risk management strategy.

What we’ll cover:

Will and estate planning
Setting up a trust
Emergency funding

Buying versus Renting a Property in The UAE?

Some consider buying property a great long-term investment. And others prefer to rent so they can invest their money elsewhere.

Which approach is right for you?

Buying versus Renting a Property in The UAE:

The pros and cons of buying or renting property
A framework to help you decide whether to buy or rent
An overview of The UAE’s property market
Different types of properties you can consider when buying or renting
Grants available for buying or renting a property
Other considerations you should be aware of

Electives

StashAway: An Inside Look

With all of the different investment options available, it can be difficult to determine which portfolio manager should invest your hard-earned money. Here, we’ll give you an inside look into StashAway and explain how our technology and investment strategy set our offering apart from other traditional financial advisors and robo-advisors. More specifically, we’ll discuss how our technology personalises your portfolios, and how it intelligently manages your investments.

You can use this as an opportunity to ask any question you have about how we manage your money, about the team, or whatever else is on your mind.

What we’ll cover:

Introduction to the company, the co-founders, the advisory team
How our investment strategy seeks returns taking only a fraction of the risk
A walk-through of the app, from sign-up to how to make the most out of the app
Our fee structure and what it includes

How to Start a Business... That Lasts

Using examples from both early-stage companies and billion-dollar corporations, we’ll look at how to turn an idea into a business. We’ll also cover how to build the right team for your business. Then, we’ll dive into the various stages of fundraising and what investors look for. After all, you can have the best idea in the world, but if you don’t have the money to hire the right people and develop a product or service, the idea will remain an idea.