Meet ERAA®
Economic Regime-based Asset Allocation, or ERAA®, is the intelligent investment framework that minimises your risk and maximises your returns.

StashAway Management (DIFC) Limited is regulated by the DFSA (license number F006312).


What is Economic Regime-based Asset Allocation?
Economic Regime Asset Allocation
We call this change to your asset allocation “Re-optimisation”.
An economic regime change
Uncertain economic conditions flagged by our Risk Shield
A change in valuation of an asset class
More about ERAA® and our investment approach
Invest with intelligence
Grow your wealth with our General Investing, Thematic, and Income Portfolios, all powered by ERAA®.


Frequently Asked Questions
How should you compare your StashAway returns to the returns of your other investments?
A single return figure (Time-Weighted Returns vs Money-Weighted Returns) does not tell the whole story of how well a portfolio performs.
Returns are one thing but the level of risk exposure your portfolio has in achieving those returns is an entirely different matter.
Remember to consider how much risk your portfolio manager exposes your money to in the name of getting your returns.
How did StashAway choose the funds that are in my portfolio?
StashAway chooses the best-in-class ETFs on your behalf. We chose the largest, most liquid, most tradable, and most cost-effective ETFs with the lowest tracking error to the index and a sufficiently long track record.
We choose simple ETFs, which means they have no leverage or complex payoffs and have no ETNs to avoid credit risk of issuers.
You can read more about our ETF selection criteria here and the list of funds that we use here.
Is there a minimum deposit or fixed amount I need to invest?
For SGD deposits, there is no minimum deposit amount required.
However, for USD deposits, there is a minimum deposit amount of $10,000 USD per deposit.
You have full discretion on how much and when you want to invest, including no minimum balance to maintain the account. You may also skip a month or two, resume, and withdraw whenever you wish. All without incurring charges or penalties.
*Note : For Income portfolio, there is a minimum balance required of SGD10,000.